Mexican Auto Insurance · Since 1973

Cross into Mexico fully covered in two minutes

Your U.S. or Canadian policy isn’t valid south of the border. Get a real Mexican auto insurance policy online instantly, or pull up to our drive-through at the last exit before San Ysidro.

Get Your Instant Quote → Call (800) 345-4701
★★★★★ 4.5/5 · 110+ Google reviews A+ BBB Accredited 50+ years at the border Open every day
1973
Serving border crossers since
2 min
To a quote & emailed docs
4.5★
110+ Google reviews
365
Days a year, drive-through open
Why you need it

U.S. insurance stops at the border. We don’t.

Mexico legally requires coverage from a Mexican-licensed insurer. Driving without it can mean fines, impound, or detention after an accident. Here’s how we make it simple.

Legally valid in Mexico

Real policies from Mexican-licensed carriers that meet the country’s liability requirement.

Instant online quote

Buy by the day, week, month or year and get your documents emailed before you leave.

Bilingual claims support

A proper policy sends an adjuster and legal help to the scene, in English or Spanish.

Trusted since 1973

Over fifty years insuring drivers crossing into Baja and mainland Mexico.

Coverage for every vehicle

Whatever you’re driving across

Motorcycle

Liability and full coverage for cruisers, sport and touring bikes.

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RV & Motorhome

Higher-value coverage for your rig and the belongings inside.

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Trailer & Boat

Cover your trailer and watercraft, they need their own policy.

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Off-Road & Race

Pre-runners, chase rigs and race vehicles, official SCORE agent.

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How it works

Covered in three quick steps

Get your quote

Enter your vehicle and trip dates. See an exact price in about two minutes, no obligation.

Buy & get docs

Pay only for the days you need. Your policy and ID cards are emailed to you instantly.

Cross with confidence

Drive into Mexico fully covered, with bilingual claims help a phone call away.

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Plan your crossing

Live border wait times

Current U.S. CBP wait times at the San Diego and Calexico crossings, refreshed through the day.

Border wait times right now

San Diego & Calexico crossings

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Official U.S. CBP times · re-measured through the day, may pause overnightMore on border waits →

The border drive-through

Last exit before Mexico. Open every day.

  • Pull up at 223 Via De San Ysidro, right before the crossing.
  • Drive-through window open every single day of the year.
  • Forgot to buy ahead? We’ve got you in minutes.
Call (800) 345-4701 Get directions
SCORE InternationalProud official insurance agent for SCORE International since 1975
Trusted at the border

Half a century of confident crossings

Drivers from across the U.S. and Canada rely on us before every trip into Mexico.

★★★★★ 4.5 / 5 · 110+ Google reviews BBB A+ Accredited Business A+ BBB Accredited Business CA Dept. of Insurance Lic. #0516723 Official agent for SCORE International
Driving to Mexico guide

Plan your trip across the border

Border wait times, permits, toll roads and the best crossings, everything you need before you go.

Do you need Mexican car insurance?

What’s required to drive into Tijuana and Baja, and why U.S. coverage falls short.

Read guide →

Best border crossing to use

San Ysidro vs Otay Mesa vs Tecate, pick the fastest lane for your trip.

Read guide →

What to bring to cross

The documents and prep checklist for a smooth crossing by car.

Read guide →
Explore the full guide →
Questions, answered

Mexican auto insurance FAQ

How much does Mexican car insurance cost?
Cost varies by vehicle value, coverage level and trip length. Short-term liability is priced by trip length; full coverage is based mainly on your vehicle’s value. A yearly policy lowers the per-day cost significantly. A free online quote gives you an exact price in about two minutes.
Can I buy a one-day Mexican insurance policy?
Yes. Temporary Mexican auto insurance can be purchased by the day, week, month or year, you pay only for the days you need.
Can I purchase Mexican car insurance at the border?
Yes. Buy online in about two minutes before you leave, or stop at our drive-through office (open every day of the year) at 223 Via De San Ysidro, the last exit before the border. We recommend confirming coverage before you cross.
Does Mexican car insurance cover rental cars?
Yes, you can insure a rental car for Mexico. Your U.S. rental coverage does not meet Mexico’s legal liability requirement, so you need a separate Mexican policy. Bring the vehicle details and confirm your rental agreement allows travel into Mexico.
What happens if I get into an accident in Mexico?
Contact your carrier right away using the number provided with your policy, a proper Mexican policy sends an adjuster and legal assistance to the scene. Do not admit fault and do not leave until the adjuster arrives.
Does Mexican car insurance cover theft?
Yes. Full-coverage policies typically cover total theft of the vehicle along with collision and damage. Liability-only policies cover damage you cause to others but not your own vehicle, so choose full coverage if theft protection matters to you.
Is it cheaper to buy online or at the border?
Online and our drive-through offer the same quality coverage. Buying online in advance is the most convenient, instant quote and emailed documents before you leave. If you didn’t buy ahead, our drive-through at the last exit before the border has you covered.

Ready to cross? Get covered in two minutes.

Instant quote, instant documents, real coverage recognized throughout Mexico. Open every day at the San Ysidro border.

Get Your Instant Quote → Call (800) 345-4701
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