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Click here for more information on insuring a Special Modified Vehicle, Chase Vehicle, Pre-Runner, or Race Vehicle.

Mexican Car Insurance

Get Instant Mexico Auto Insurance for your next trip across the border. Explore and leave the insurance complexities to us.

We are conveniently located off of Highway 5 South at the Via De San Ysidro exit.

Important

DO NOT use the Get A Quote button to purchase insurance for a Special Modified Vehicle, Chase Vehicle, Pre-Runner, or Race Vehicle. You will need to contact our Main Office in San Ysidro (800 345 4701) in order to properly insure these vehicles.

Did you know that over 21 million Americans drive to Mexico yearly [1]? It’s unsurprising, considering Mexico offers beautiful beaches, vibrant culture, and delicious cuisine. However, before embarking on your Mexican adventure, it’s crucial to understand the importance of Mexican car insurance. 

As experts in the field, we at Instant Mexico Auto Insurance have been providing comprehensive coverage for over 50 years, ensuring that travelers have the protection they need while exploring the wonders of Mexico.

Regarding driving in Mexico, standard American car insurance policies are not valid. Mexican law requires all drivers to have liability insurance from a Mexican insurance company. This means that if you were to get into an accident without Mexican car insurance, you could face serious legal and financial consequences. That’s where we come in. At Instant Mexico Auto Insurance, we specialize in offering the best-in-class Baja Auto Insurance, providing you with the peace of mind of knowing that you’re covered south of the border. Whether planning a vacation in Baja, Mexico or participating in off-road racing events, we’ve got you covered.

Understanding the Importance of
Mexican Auto Insurance

Take your time driving into Mexico – most insurance policies only partially cover you. It’s important to understand the importance of Mexican auto insurance before embarking on your journey.

While your regular auto insurance policy will provide coverage within your home country, it may also extend some of your coverages into Mexico. But, there are a few key things to remember regarding Mexican auto insurance. 

First and foremost, Mexican auto liability coverage is a must. In Mexico, the law requires all drivers to have liability insurance from a Mexican carrier, so ensuring your policy includes this coverage is important. Liability coverage will protect you if you cause damage to someone else’s property or injure another person in an accident. In addition to liability coverage, there are also other coverage options to consider. These can include fire, theft and collision coverage.

Comprehensive coverage will protect your vehicle against non-collision-related damage, such as total theft or fire. Collision coverage, on the other hand, will cover damages to your car in the event of a collision.

By understanding the importance of Mexican auto insurance and the coverage options available, you can ensure that you are adequately protected while driving in Mexico.

Refrain from assuming that your regular auto insurance policy will provide the same level of coverage – take the time to research and purchase a policy specifically designed for driving south of the border. This way, you know that you are protected in the event of an accident or other unforeseen circumstances.

Obtaining the Right Coverage for Your Trip

Ensure you have the proper coverage, just like having the right gear for a thrilling adventure. Having the right insurance coverage is essential when traveling to Mexico. Mexican insurance is specifically
designed to provide the necessary protection in case of an accident or incident that may occur while driving in Mexico. Regular travel insurance may not provide adequate coverage for driving in a foreign country, so it’s important to obtain the right insurance before embarking on your trip.

One important aspect to consider when obtaining Mexico auto insurance is whether you will be driving a rental car or your vehicle. Rental car companies often provide insurance options with limitations and exclusions. It’s important to carefully read the terms and conditions of any rental car insurance offered to you to ensure you have the coverage you need. If you’re driving your vehicle, you must obtain separate Mexican auto insurance to ensure you are properly protected. 

It’s important to consider your needs and budget carefully when selecting the right insurance coverage for your trip. Doing so leys you know you are adequately protected while driving in Mexico.

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Benefits and Coverage Offered by
Instant Mexico Auto Insurance

With over 50 years of experience providing insurance coverage, Instant Mexico Auto Insurance is your
trusted partner in protecting your vehicle while traveling in Mexico. We understand the unique challenges and risks of driving in a foreign country, and our policies are designed to give you the coverage you deserve.

When you choose Instant Mexico Auto Insurance, you can enjoy many benefits and coverage options. Our policies offer full and liability only coverage, so you can select the level of protection that best suits your needs. We have the right range of coverages for you whether you’re driving a car, RV, towing a trailer, or a boat. 

One of the key benefits of choosing Instant Mexico Auto Insurance is the convenience and ease of obtaining coverage. With our free online quote system, you can get a quote 24/7 from the comfort of your own home. Answer a few online questions, and you’ll receive your quote instantly. Once you make your selections, you can easily purchase and print your policy to confidently hit the road. Take your time with your insurance coverage in Mexico.

RV and Trailer Insurance

Obtain coverage for your RV or trailer with Instant Mexico Auto Insurance, your trusted partner in protecting your valuable assets while exploring the wonders of the South. 
We understand the importance of having Mexican auto insurance that covers your vehicle and offers you the necessary protection and safety while traveling in Mexico for the sake of yourself and your family’s well being.

Online Quote 24/7

At Instant Mexico Auto Insurance, we understand that our customers value efficiency and accessibility when purchasing an auto insurance policy. That’s why we have developed a seamless online platform that allows you to get a quote, buy, and print your full coverage or liability policy instantly, all from the comfort of your home or on the go using your desktop, laptop and even your mobile devices.

Vehicle Insurance

Don’t take any chances! Get the coverage you need for your vehicle before heading into Mexico, with Instant Mexico Auto Insurance. Regarding car insurance, having the right coverage policy is important to protect yourself and your vehicle. Many insurance policies only partially cover you once you enter Mexico, so it’s crucial to have Mexican auto insurance that provides the necessary liability coverage.

Off Road Racing

Important: You need to contact our Main Office in San Ysidro (800 345 4701) in order to properly insure your Special Modified Vehicle, Chase Vehicle, Pre-Runner, or Race Vehicle for travel to an off road event. You will need to contact our Main Office in San Ysidro (800 345 4701) in order to properly insure these vehicles.

International Off Road

Important: You need to contact our Main Office in San Ysidro (800 345 4701) in order to properly insure your Special Modified Vehicle, Chase Vehicle, Pre-Runner, or Race Vehicle for travel to an off road event. You will need to contact our Main Office in San Ysidro (800 345 4701) in order to properly insure these vehicles.

travel safely to mexico

Confidence in Coverage

Our online quote system provides convenience and ensures you have the coverage you need while traveling in Mexico. Many standard auto policies in the United States only partially cover you once you enter Mexican territory. By obtaining an online quote from Instant Mexico Auto Insurance, you will have peace of mind knowing that you are adequately protected.

Instant Mexico Auto Insurance has provided car insurance coverage since 1973, making us a reliable and experienced insurance company. Our commitment to customer satisfaction and extensive
knowledge of Mexican insurance requirements sets us apart from other providers. With our online quote system, you can trust that you are receiving a quote from a reputable source.

Our online quote system at Instant Mexico Auto Insurance offers a convenient and efficient way to obtain a auto insurance policy for your travels in Mexico. It’s easy to use, available 24/7, and provides
confidence to know you are adequately covered. Take your time with your auto policy; get an online quote from Instant Mexico Auto Insurance now, and enjoy your journey through Mexico.

Frequently Asked Questions

Mexican car insurance costs vary depending on factors such as the type of vehicle, coverage options, and duration of coverage. A free online quote is recommended for an accurate cost estimate based on your specific needs.

Yes, you can purchase Mexican car insurance at the border at our office at 223 Via De San Ysidro, San Ysidro, CA 92173. It is recommended to have insurance that covers you south of the border before heading into Mexico.

It is important to check with the rental company and consider purchasing additional coverage. Failure to have proper insurance can result in significant financial liability.

If you get into an accident in Mexico, it is important to have Mexican car insurance to cover the damages. Without it, you may be held financially responsible for any injuries or property damage caused. It is important to call the 800 number for claims that is on your policy. An insurance adjuster will be assigned to you and dispatched to your location.

Important: You need to contact the Mexican Insurance Carrier before you leave the country of Mexico.

Yes, Mexican car insurance typically covers total theft of the vehicle. It’s important to have insurance that specifically covers you while driving in Mexico, as most policies from the US or Canada won’t provide adequate coverage.

Contact Us Today

In conclusion, obtaining Mexican auto insurance is essential for anyone planning to travel to Mexico, or traveling to an off-road racing event. With Instant Mexico Auto Insurance, you can easily get a free online quote and purchase your policy, ensuring you have the necessary coverage to protect you south of the border. Just like a reliable co-pilot navigating the twists and turns of a scenic mountain road, Instant
Mexico Auto Insurance has been trusted for over 50 years in providing comprehensive insurance coverage.

Don’t leave your insurance coverage to chance. Like a well-oiled engine humming smoothly along the open road, Instant Mexico Auto Insurance offers reliable and convenient online services, allowing you to obtain a quote and print your coverage instantly and easily. With our expertise as the official Mexico Insurance Agent for SCORE INTERNATIONAL, you can trust that Instant Mexico Auto Insurance will provide the coverage needed for your journey. So, before you embark on your next Mexican adventure, get a quote from Instant Mexico Auto Insurance.